Your risk team, extended.
Direct access to Envisso's data science and risk experts for ad-hoc analysis, compliance reviews, customer due diligence, underwriting support, and periodic portfolio reviews.
Why Consult
Data science and risk experts with deep payments domain knowledge
Structured engagements scoped to your specific challenge
Works alongside your team, not as a black box
What we help with
Professional services built around merchant risk.
Ad-hoc risk analysis
Deep-dive analysis on specific merchants, portfolios, or risk events. Our data science team investigates and delivers actionable findings.
Compliance reviews
Independent review of your merchant compliance framework. Gap analysis, remediation recommendations, and audit-ready documentation.
Customer due diligence
Enhanced due diligence on merchants or PayFac partners. Credit, web presence, reviews, adverse media, and business profile analysis.
Periodic portfolio reviews
Scheduled risk assessments of your merchant book. Quarterly or annual reviews with trend analysis, concentration alerts, and board-ready reporting.
Underwriting support
Data-driven underwriting recommendations for complex or high-value merchant applications. Risk scoring, stress testing, and exposure modelling.
Risk framework design
Building or redesigning your merchant credit risk framework. Methodology, data sources, reserve logic, governance, and regulatory alignment.
Client result: major global acquirer
reduction in chargeback exposure over 24 months
transaction volume growth over the same period
dispute rate achieved, down from scheme-threatening levels
Consult in practice
From scheme-threatening chargebacks to 60% reduction in 24 months.
A major global acquirer faced card network pressure to shut down their high-risk licence due to elevated chargeback ratios. Their existing monitoring was reactive, manual, and too slow to catch deteriorating merchants before disputes escalated.
Envisso's risk team worked alongside theirs to redesign the monitoring framework, implement real-time scoring, and build early intervention workflows. The result: chargebacks dropped 60% while transaction volumes tripled.
Read the full case studyHow it works
Structured engagements, not open-ended retainers.
Scope the challenge
Tell us what you're dealing with. We define the engagement scope, deliverables, and timeline upfront.
Expert team assigned
Data scientists and risk specialists with payments domain expertise are matched to your challenge.
Deliver and hand off
Structured output with clear recommendations. Knowledge transfer so your team can act on it independently.
Get started
Have a specific risk challenge?
Book a 30-minute call. We'll listen to your situation and scope an engagement that fits.
Discuss Your ChallengeNo commitment. 30 minutes.