Assess
Know your merchants before you onboard them.
30+ data sources. Results in 48 hours.
A complete risk picture of any merchant or portfolio before you commit.
What we assess
Every signal that matters, before you say yes.
Credit Risk Scoring
Probability of default, financial health indicators, credit agency data. Scored and benchmarked against industry standards.
Website Scan
AI analysis of merchant websites: product listings, terms and conditions, refund policies, delivery timelines, and compliance indicators.
Review & Reputation
Google Maps, Trustpilot, and other review platforms analysed for sentiment patterns, complaint trends, and reputation signals.
Business Profile
Company registry data, directors, UBO structures, firmographic signals. Is this merchant who they say they are?
Adverse Media & News
Financial distress indicators, lawsuits, executive departures, and credit-relevant news that signals risk before it appears in transactions.
Quick Underwriting
Pre-onboarding risk decisioning across your pipeline. Scored, segmented, and ready for your underwriting team in 48 hours.
How it works
From merchant list to risk report in 48 hours.
No integration required. No ongoing subscription. Upload your merchants and get a board-ready assessment.
Share your merchant list
Upload a portfolio, pipeline, or individual merchants. CSV, API, or manual entry.
AI scores every merchant
30+ data sources scanned. Credit, website, reviews, compliance, and business profile all scored automatically.
Get your risk report
Structured output showing risk distribution, concentration hotspots, and recommended actions. Board-ready in 48 hours.
When to use Assess
Your gateway to the Envisso platform.
Pre-onboarding pipeline
Score your merchant pipeline before onboarding. Identify which merchants to fast-track, which need deeper review, and which to decline.
Existing portfolio review
Run a health check on your current merchants. Surface deterioration you haven't spotted and quantify your real credit exposure.
New vertical evaluation
Thinking about travel, OTAs, or events? Assess a sample of merchants in the vertical to understand the risk profile before committing.
Acquisition due diligence
Evaluating a portfolio acquisition? Get an independent risk view before you buy. No relationship with the target needed.
Get started
Get a portfolio assessment in 48 hours.
Share your merchant list. We'll score every merchant across 30+ data sources and deliver a structured risk report. No integration, no commitment.
Request Assessment →No integration required.